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Welcome! Here You Can Find Great Information on Short Hills, Millburn, Summit and Maplewood, New Jersey Real Estate

Looking for homes? Search everything the web has to offer, right here! Don't miss my Feature Homes.

Need local real estate information? I've summarized much of what is important about the Short Hills, Millburn, Summit and Maplewood real estate market in this site.

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Contact me with confidence! I guarantee your privacy will be respected. And I offer the services on this site for free and without obligation. Why? I want to be YOUR real estate agent. As your trusted, professional real estate partner, I will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible.

Buying and selling a home is one of the biggest events in your life. As a top Short Hills, Millburn, Summit and Maplewood real estate agent, I have the experience and track record you are looking for. Please let me help.

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School Reports in Short Hills, Millburn, Summit and Maplewood, New Jersey

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Schools in Short Hills, Millburn, Summit and Maplewood

Financing Your Home >Qualifying For A Loan

It is useful for home buyers to understand the difference between loan pre-qualification and pre-approval. Pre-qualification, which in today's marketplace is usually done by mortgage brokers, means working with the buyers to determine how much they can afford and which loans are the most likely to be available to them. Loan pre-qualification can save buyers time and money and can even be a bargaining tool with a seller. However, pre-qualification is not the same as loan "pre-approval". The mortgage broker can often get the buyer a pre-qualification letter, but pre-approval must be issued by the mortgage lender.

Pre-approval means that the lender has definitely committed to loaning the buyer money, once the house itself is approved. Since it is a much stronger pledge, it is a much more valuable negotiating tool. When you hear someone talking about "pre-approval", they are referring to specific acknowlegment by a lender that they are willing to loan the buyer money. The real estate agent can be of assistance in this process.

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Q	Exactly how many islands are included in the group called the 1000 Islands?
A	There are actually 1,864 islands in the 80-mile stretch in the St. Lawrence River, between Ontario, Canada and New York State.
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Nancy Mendel, REALTOR®, real estate agent and broker for Short Hills, Millburn, Summit and Maplewood, New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)

Nancy Mendel
Keller Williams Realty Premier Properties
488 Springfield Ave
Summit, NJ 07078
973-204-8374
Fax: 973-376-1088
Nancy@NancyMendel.com

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